Our Group Medical Insurance program is a fully customized offering, where an Insured can pick and choose the level of cover in terms of annual policy limits as well as the benefits, their sub-limits, and also the extent of provider network.
We entertain submissions where census counts are a minimum of 100 insured persons (employees and their dependents).
For best terms and conditions, the more detailed we can have of an Applicants past experience with this insurance, the more competitive we can be in terms of the program we can structure for you. Thus, receiving statistics on past loss ratios, utilizations and even diagnoses (not attributed by name of insured person), would allow our underwriting to most accurately reflect the level of risk.
Dubai Insurance’s Group Medical Program is administered by our very own TPA, DubaiCare, and the program has gained significant recognition in the market ever since its formation in 2007.
In fact, most recently, the Abu Dhabi Health Authority has recognized DubaiCare as being among the 2 fastest reimbursers of medical claims; with an average settlement rate of 24 days vs the industry average of 55 days.
DubaiCare is staffed with full time doctors and support staff, and insured employees have access to manned phone lines for pre-authorization assistance 24/7.
Its network of medical care providers, hospitals, clinics, pharmacies, is ever-expanding and currently totals in excess of 800 providers all across the UAE.
Since September, 2011 Dubai Insurance Company is also the only member of the Swiss Life Network of Insurers in the GCC, offering employee benefits for the employees of foreign multinationals operating in the GCC and employees of GCC multinationals based globally.